Retirement Calculator

Determine the corpus you need to retire comfortably and the monthly savings required to build it.

Updated on July 2026

Calculator Inputs

Current Age

Desired Retirement Age

Life Expectancy

Current Monthly Expenses

Expected Inflation Rate (p.a.)

Pre-Retirement Investment Return (p.a.)

Post-Retirement Return (p.a.)

Financial Disclaimer

Information provided on WealthMaze is for educational purposes only. All return calculations are estimates based on user inputs. Not financial advice.

Calculation Output & Analysis

First Year Retired Monthly Expense

$258K

Retirement Corpus Needed

$81M

Monthly Savings Required

$43K

Visualizing Your Growth

Loading interactive chart data...

Embed this Calculator

Copy this clean widget code to embed this calculator directly on your website or blog:

<iframe src="https://wealthmaze.in/embed/retirement-calculator" width="100%" height="700" style="border:none; border-radius:12px; overflow:hidden;" scrolling="no"></iframe>
<p style="text-align:center; font-size:10px; color:#a1a1aa;">Calculators powered by <a href="https://wealthmaze.in" target="_blank" rel="noopener noreferrer">WealthMaze</a></p>

Educational Guides & Related Articles

Building Your Retirement Corpus With SIP — The Math Nobody Shows You

Retirement Planning11 min read

The Magic of Compound Interest: The Eighth Wonder of the World

Investing10 min read

Why Most People Retire Poor Despite Working Their Entire Lives

Investing11 min read

How to Use the WealthMaze SIP Calculator: A Complete Guide with Real Examples

Investing9 min read

Related Calculators

Financial Goal Planner

Map out your financial target, compare projected returns against your goal, and discover the exact monthly investment needed.

Investing

FIRE Calculator

Determine when you can achieve Financial Independence, Retire Early (FIRE).

Retirement

SIP Calculator

Calculate the future value of your Systematic Investment Plan (SIP) investments.

Investing

Goal Based Investment Calculator

Determine the monthly SIP or lumpsum investment needed to reach a specific financial goal.

Investing

NPS Calculator

Calculate your pension corpus and monthly pension from the National Pension System (NPS).

Retirement

Retirement Calculator ($500 / ₹500 a Month)

Estimate how saving $500 or ₹500 a month contributes to your retirement nest egg. Project inflation-adjusted wealth at age 60.

Retirement

Benefits of Retirement Planning

Our Retirement Calculator determines your required post-work wealth corpus. Retirement planning involves establishing how much income you will need in your post-work years and determining how to build that sum during your employment. Inflation is the single biggest threat to retirees, eroding purchasing power over decades.

Frequently Asked Questions (FAQ)

What is the 4% rule?

The 4% rule is a guideline stating that retirees can safely withdraw 4% of their initial retirement portfolio in the first year, and adjust that amount for inflation each subsequent year, with a high probability that the corpus will last at least 30 years.

How do I calculate retirement corpus online?

Enter your current age, desired retirement age, life expectancy, monthly expenses, inflation, and investment returns to estimate your required retirement nest egg.

Live Retirement Corpus Needed$81M