FIRE Calculator

Determine when you can achieve Financial Independence, Retire Early (FIRE).

Updated on July 2026

Calculator Inputs

Current Age

Net Annual Income

Savings Rate

Current Portfolio / Savings

Return on Investment (p.a.)

Post-FIRE Real Return Rate

Financial Disclaimer

Information provided on WealthMaze is for educational purposes only. All return calculations are estimates based on user inputs. Not financial advice.

Calculation Output & Analysis

Target FIRE Number

$18M

Years to Reach FIRE

Age at FIRE

Visualizing Your Growth

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The Financial Independence, Retire Early (FIRE) Movement Strategy

Our FIRE Calculator computes your early retirement nest egg. FIRE is a lifestyle movement defined by extreme savings and investment, allowing proponents to retire far earlier than traditional retirement ages. The strategy is to save a high percentage of income (50-70%) to accumulate a portfolio large enough to cover expenses.

Frequently Asked Questions (FAQ)

What is Lean FIRE vs Fat FIRE?

Lean FIRE involves retiring early on a minimalist budget (expenses under ₹3-4 Lakhs/year), while Fat FIRE accommodates a luxurious, high-spending early retirement lifestyle (expenses exceeding ₹15-20 Lakhs/year).

How do I calculate my early retirement target?

Input your age, annual income, current savings, expected return rate, and target SWR percentage into our FIRE calculator to find the years required to reach financial freedom.

Live Target FIRE Number$18M