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Goal Based Investment Calculator

Determine the monthly SIP or lumpsum investment needed to reach a specific financial goal.

Reviewed by WealthMaze Finance Board
Updated on June 18, 2026
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Calculator Inputs

%
Yr

Financial Disclaimer

Information provided on WealthMaze is for educational purposes only. All return calculations are estimates based on user inputs. Not financial advice.

Calculation Output & Analysis

Required Monthly SIP
₹21,520
Or Required Lumpsum
₹16.10 L

Visualizing Your Growth

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Embed this Calculator

Copy this clean widget code to embed this calculator directly on your website or blog:

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Benefits of Goal-Based Investment Plans

Our Goal Based Investment Calculator helps you target life milestones. Goal-based investing shifts the focus from chasing arbitrary market returns to funding specific milestones in your life (e.g., buying a home, children's higher education, retirement, or an international vacation). By estimating how much money is required, you can plan properly.

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Frequently Asked Questions (FAQ)

Should I adjust my goal for inflation?

Yes, absolutely. A goal of ₹50 Lakhs in 10 years will require a larger nominal corpus because of inflation. If inflation averages 6%, you should set your target goal to ~₹89.5 Lakhs to preserve the purchasing power of your target amount.

How do I calculate monthly SIP for a goal?

Input your target financial goal amount, investment tenure, and expected return rate to calculate the exact monthly SIP required to reach your goal.

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Live Required Monthly SIP₹21,520
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