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XIRR Calculator

Calculate the Extended Internal Rate of Return (XIRR) for irregular cash flows and investments.

Updated on July 2026
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Calculator Inputs

Transaction Cash Flows

Enter each deposit or withdrawal along with its exact calendar date. XIRR calculates your true annualized return based on when money entered or left your portfolio.

Transaction #1
$
Transaction #2
$
Transaction #3
$

Current Portfolio Value (today's date)

What the investment is worth today if liquidated (treated as final inflow)

Final Entry
$

Financial Disclaimer

Information provided on WealthMaze is for educational purposes only. All return calculations are estimates based on user inputs. Not financial advice.

Calculation Output & Analysis

Annualized XIRR
22.78%
Net Profit / Loss
$600

Visualizing Your Growth

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Benefits of XIRR Calculations for Portfolio Returns

Our XIRR Calculator handles irregular cash flows and deposits. XIRR stands for Extended Internal Rate of Return. It is the metric used to calculate the annualized rate of return for a series of irregular cash flows occurring at various dates. Since investors deposit and withdraw money at random intervals, XIRR provides the exact annualized growth.

Frequently Asked Questions (FAQ)

Why should I use XIRR instead of CAGR for SIP?

CAGR assumes a single initial investment and a single final payout. A SIP has multiple transactions at different points in time. XIRR calculates the exact returns by accounting for the specific number of days each installment has been invested.

How do I calculate XIRR online?

Enter your cash flow values (investments as negative values, withdrawals/final value as positive values) and corresponding dates into the XIRR calculator to see your annualized yield.

Live Annualized XIRR22.78%