NPS Calculator

Calculate your pension corpus and monthly pension from the National Pension System (NPS).

Updated on July 2026

Indian Financial Tool: This calculator is tailored specifically to standard regulations, tax slabs, and savings schemes of India (e.g. PPF, EPF, NPS, or India Income Tax slabs) and computes outputs strictly in Indian Rupees (INR).

Calculator Inputs

Monthly NPS Contribution

₹

Expected Return (p.a.)

Current Age

Corpus Reinvested in Annuity (%)

Expected Annuity Return Rate (p.a.)

Financial Disclaimer

Information provided on WealthMaze is for educational purposes only. All return calculations are estimates based on user inputs. Not financial advice.

Calculation Output & Analysis

Total Amount Invested

₹36.00 L

Maturity NPS Corpus

₹2.28 Cr

Lumpsum Tax-Free Withdrawal (60%)

₹1.37 Cr

Estimated Monthly Pension

₹45,587

Visualizing Your Growth

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Benefits of National Pension System (NPS) Investments

Our NPS Calculator plans your retirement pension. NPS is a voluntary retirement savings scheme designed to facilitate a systematic savings habit. Regulated by PFRDA, it allows investments in equity, corporate debt, and government securities. At age 60, you can withdraw up to 60% of the corpus as tax-free lumpsum, while the remaining 40% must be used to purchase an annuity to receive a monthly pension.

Frequently Asked Questions (FAQ)

What are the tax benefits of NPS?

NPS offers exclusive tax deductions up to ₹50,000 under Section 80CCD(1B), over and above the ₹1.5 Lakhs limit of Section 80C, making it highly attractive for tax saving.

Live Total Amount Invested₹36,00,000