NPS Retirement Calculator (National Pension System)

Calculate your National Pension System (NPS) maturity corpus, tax-free lumpsum withdrawal, and monthly annuity pension at age 60.

Updated on June 18, 2026

Indian Financial Tool: This calculator is tailored specifically to standard regulations, tax slabs, and savings schemes of India (e.g. PPF, EPF, NPS, or India Income Tax slabs) and computes outputs strictly in Indian Rupees (INR).

Calculator Inputs

Monthly NPS Contribution

₹

Expected Return (p.a.)

Current Age

Corpus Reinvested in Annuity (%)

Expected Annuity Return Rate (p.a.)

Financial Disclaimer

Information provided on WealthMaze is for educational purposes only. All return calculations are estimates based on user inputs. Not financial advice.

Calculation Output & Analysis

Total Amount Invested

₹36.00 L

Maturity NPS Corpus

₹2.28 Cr

Lumpsum Tax-Free Withdrawal (60%)

₹1.37 Cr

Estimated Monthly Pension

₹45,587

Visualizing Your Growth

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Retirement Security with NPS

NPS combines market-linked equity returns during your working years with a guaranteed annuity pension after age 60, offering additional tax savings under Section 80CCD(1B).

Frequently Asked Questions (FAQ)

What are the tax benefits of NPS?

NPS offers exclusive tax deductions up to ₹50,000 under Section 80CCD(1B), over and above the ₹1.5 Lakhs limit of Section 80C, making it highly attractive for tax saving.

Live Total Amount Invested₹36,00,000