Skip to main content
WealthMaze LogoWealthMaze

5-Year FD Calculator (Fixed Deposit)

Calculate maturity value and interest earned on 5-year tax-saving Fixed Deposits (FD) with quarterly or monthly compounding.

Updated on June 18, 2026
Share

Calculator Inputs

$
%
Yr

Financial Disclaimer

Information provided on WealthMaze is for educational purposes only. All return calculations are estimates based on user inputs. Not financial advice.

Calculation Output & Analysis

Invested Amount
$100K
Interest Earned
$42K
Maturity Value
$142K

Visualizing Your Growth

Loading interactive chart data...

Embed this Calculator

Copy this clean widget code to embed this calculator directly on your website or blog:

5-Year Tax Saving Fixed Deposits

In India, 5-year bank FDs qualify for tax deduction under Section 80C up to ₹1.5 Lakhs per financial year while offering guaranteed, risk-free returns.

Frequently Asked Questions (FAQ)

Are FD interest returns taxable?

Yes, interest earned on FDs is fully taxable as per your income tax slab. If your interest income exceeds ₹40,000 (₹50,000 for senior citizens) in a financial year, the bank will deduct Tax Deducted at Source (TDS) at 10%.

How do I calculate Fixed Deposit interest online?

Input your deposit principal, interest rate, tenure, and compounding frequency into the FD calculator to instantly view your maturity value.

Live Maturity Value$142K