5-Year FD Calculator (Fixed Deposit)
Calculate maturity value and interest earned on 5-year tax-saving Fixed Deposits (FD) with quarterly or monthly compounding.
Calculator Inputs
$
%
Yr
Financial Disclaimer
Information provided on WealthMaze is for educational purposes only. All return calculations are estimates based on user inputs. Not financial advice.Calculation Output & Analysis
Invested Amount
$100K
Interest Earned
$42K
Maturity Value
$142K
Report generated via WealthMaze. Calculate your financial future at wealthmaze.in.
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Investing5-Year Tax Saving Fixed Deposits
In India, 5-year bank FDs qualify for tax deduction under Section 80C up to ₹1.5 Lakhs per financial year while offering guaranteed, risk-free returns.
Frequently Asked Questions (FAQ)
Are FD interest returns taxable?
Yes, interest earned on FDs is fully taxable as per your income tax slab. If your interest income exceeds ₹40,000 (₹50,000 for senior citizens) in a financial year, the bank will deduct Tax Deducted at Source (TDS) at 10%.
How do I calculate Fixed Deposit interest online?
Input your deposit principal, interest rate, tenure, and compounding frequency into the FD calculator to instantly view your maturity value.