RD Calculator

Calculate maturity returns of a Recurring Deposit (RD) with quarterly compounding interest.

Updated on July 2026

Calculator Inputs

Monthly Deposit Amount

Rate of Interest (p.a.)

Tenure (in Years)

Financial Disclaimer

Information provided on WealthMaze is for educational purposes only. All return calculations are estimates based on user inputs. Not financial advice.

Calculation Output & Analysis

Total Invested

$180K

Interest Earned

$20K

Maturity Value

$200K

Visualizing Your Growth

Loading interactive chart data...

Embed this Calculator

Copy this clean widget code to embed this calculator directly on your website or blog:

<iframe src="https://wealthmaze.in/embed/rd-calculator" width="100%" height="700" style="border:none; border-radius:12px; overflow:hidden;" scrolling="no"></iframe>
<p style="text-align:center; font-size:10px; color:#a1a1aa;">Calculators powered by <a href="https://wealthmaze.in" target="_blank" rel="noopener noreferrer">WealthMaze</a></p>

Educational Guides & Related Articles

The 50/30/20 Rule Explained — And Why You're Probably Using It Wrong

Personal Finance10 min read

How to Save for a Car: The Real Math Dealers Hope You Never Run

Loans11 min read

How to Use the WealthMaze SIP Calculator: A Complete Guide with Real Examples

Investing9 min read

SIP vs Step-Up SIP: Why a 10% Annual Increase Can Double Your Final Wealth

Investing10 min read

Related Calculators

FD Calculator

Calculate maturity value and interest earned on your Fixed Deposits (FD).

Savings

PPF Calculator

Calculate maturity returns of Public Provident Fund (PPF) investments with annual compounding.

Savings

SIP Calculator

Calculate the future value of your Systematic Investment Plan (SIP) investments.

Investing

EPF Calculator

Calculate your Employee Provident Fund (EPF) accumulation at retirement, including salary increments.

Savings

Savings Calculator

Calculate how your monthly savings and initial deposit grow over time with compound interest.

Savings

Lumpsum Calculator

Calculate the future value of a one-time lumpsum investment.

Investing

Benefits of Recurring Deposit Plans

Use our RD Calculator to plan monthly savings. A Recurring Deposit (RD) allows you to save a fixed sum of money every month and earn interest rates comparable to Fixed Deposits. It is perfect for individuals who want to build a savings buffer but do not have a large lumpsum amount to invest all at once. RDs compound interest on a quarterly basis.

Frequently Asked Questions (FAQ)

Can I withdraw my RD before maturity?

Yes, you can make premature withdrawals, but banks usually charge a penalty (typically 0.5% to 1% reduction in the applicable interest rate for the period the deposit remained with the bank).

How does a recurring deposit calculator calculate returns?

It uses the quarterly compounding formula for recurring deposits, accumulating interest monthly based on your regular contributions and interest rate.

Live Maturity Value$200K