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FD Calculator

Calculate maturity value and interest earned on your Fixed Deposits (FD).

Updated on July 2026
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Calculator Inputs

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%
Yr

Financial Disclaimer

Information provided on WealthMaze is for educational purposes only. All return calculations are estimates based on user inputs. Not financial advice.

Calculation Output & Analysis

Invested Amount
$100K
Interest Earned
$42K
Maturity Value
$142K

Visualizing Your Growth

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Benefits of Fixed Deposit Investments

Our FD Calculator helps you estimate Fixed Deposit returns. A Fixed Deposit (FD) is a financial instrument provided by banks and non-banking financial companies (NBFCs) where investors deposit a lumpsum amount for a fixed tenure at a specified interest rate. FDs offer higher interest than regular savings accounts and are considered very low-risk investments.

Frequently Asked Questions (FAQ)

Are FD interest returns taxable?

Yes, interest earned on FDs is fully taxable as per your income tax slab. If your interest income exceeds ₹40,000 (₹50,000 for senior citizens) in a financial year, the bank will deduct Tax Deducted at Source (TDS) at 10%.

How do I calculate Fixed Deposit interest online?

Input your deposit principal, interest rate, tenure, and compounding frequency into the FD calculator to instantly view your maturity value.

Live Maturity Value$142K