SIP Calculator for ₹1 Crore Corpus

Calculate the monthly SIP amount required to build a ₹1 Crore net worth. Test different timelines and expected return rates online.

Updated on June 18, 2026

Calculator Inputs

Monthly Investment

Expected Return Rate (p.a.)

Time Period

Annual Step-up

Financial Disclaimer

Information provided on WealthMaze is for educational purposes only. All return calculations are estimates based on user inputs. Not financial advice.

Mutual Fund Disclaimer

Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing. Past performance is not indicative of future returns.

Calculation Output & Analysis

Invested Amount

$5M

Est. Returns

$6M

Total Value

$11M

Alternative Investment Scenarios

Strategy	Amount Invested	Final Value (12 Yrs)	Net Gain
Regular Monthly SIP	₹50,40,000	₹1,12,78,826	₹62,38,826
One-time Lumpsum	₹50,40,000	₹1,96,35,719	₹1,45,95,719
Traditional Savings (4% p.a.)	₹50,40,000	₹80,69,202	₹30,29,202

Visualizing Your Growth

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The ₹1 Crore Milestone

Reaching a ₹1 Crore portfolio is a major psychological and financial milestone for Indian investors. At a 12% expected annual return, a monthly SIP of ₹35,000 reaches ₹1 Crore in approximately 12 years.

Frequently Asked Questions (FAQ)

What is a SIP calculator?

A SIP calculator is a free online financial tool that helps you calculate the future value of your regular monthly mutual fund investments based on expected annual return rates.

How does a SIP calculator calculate returns?

It uses the future value of an annuity formula, compounding monthly returns on your periodic savings over the selected holding duration.

Can I calculate SIP maturity amount online?

Yes, by entering your monthly savings budget, expected yield, and investment tenure, you can estimate your total maturity corpus instantly.

What is the best SIP investment plan?

The best SIP investment plan depends on your financial goals, risk profile, and investment horizon. Diversified equity mutual funds are generally recommended for long-term horizons of 5 to 10+ years.

Live Total Value$11M