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10-Year Mutual Fund Return Calculator

Calculate combined SIP and lumpsum mutual fund returns over a 10-year period. Project total accumulated wealth online.

Updated on June 18, 2026
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Calculator Inputs

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Yr

Financial Disclaimer

Information provided on WealthMaze is for educational purposes only. All return calculations are estimates based on user inputs. Not financial advice.

Mutual Fund Disclaimer

Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing. Past performance is not indicative of future returns.

Calculation Output & Analysis

Total Invested
$650K
Est. Returns
$667K
Total Value
$1M

Visualizing Your Growth

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Combining SIP and Lumpsum Over 10 Years

Many investors combine an initial lumpsum deposit with regular monthly SIPs. This calculator models both income streams compounding together over a decade.

Frequently Asked Questions (FAQ)

What is the difference between Direct and Regular plans?

Direct plans have lower expense ratios because they do not involve broker commissions, leading to slightly higher returns (typically 0.5% to 1.5% more per year) than Regular plans.

How do I calculate mutual fund compounding returns?

Enter your lumpsum investment, regular monthly SIP contributions, expected return rate, and time period to estimate the future growth of your mutual fund portfolio.

Live Total Value$1M